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ABA consumer guide to understanding & protecting your credit rights : a practical resource for maintaining good credit / Daniel A. Edelman.

Edelman, Daniel A., (author.).

Summary:

The vast majority of Americans obtain credit at some point in their lives. Over 75 percent of Americans have at least one credit card. Credit also includes home mortgages, car loans, and student loans. This book looks at the basic rights with respect to obtaining and protecting credit.

Record details

  • ISBN: 1634253574
  • ISBN: 9781634253574
  • Physical Description: vii, 128 pages ; 26 cm
  • Publisher: Chicago, Illinois : American Bar Association, [2017].

Content descriptions

Formatted Contents Note:
Your rights when borrowing money -- Understanding the terms and total cost of credit --Shopping for credit cards -- Negotiating a home mortgage loan -- Mortgage servicing -- Negotiating a car loan -- Obtaining a student loan -- Credit card rights -- Prepaid cards -- Debit cards and electronic fund transaction -- Student loan rights -- Other types of loans --Your rights as a debtor -- The collection industry : debt buyers vs. original creditors -- What to do if your are a defendant in a collection lawsuit -- Defenses to collection claims -- Dealing with collection calls -- Credit and spending : avoid common mistakes and borrowing responsibly -- Your rights with respect to credit reports -- Improving your credit score -- When to hire a lawyer to deal with a credit report problem -- The scope and nature of identity theft crime --Safegarding your information from identity theft -- What to do if you are a victim of identity theft.
Subject:
Consumer credit > Law and legislation > United States.
Consumer protection > Law and legislation > United States.
Credit cards > Law and legislation > United States.
Credit > Law and legislation > United States.
Debit cards > Law and legislation > United States.
Debtor and creditor > United States.

Accessibility Features

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24510. ‡aABA consumer guide to understanding & protecting your credit rights : ‡ba practical resource for maintaining good credit / ‡cDaniel A. Edelman.
2463 . ‡aABA consumer guide to understanding and protecting your credit rights.
2463 . ‡aAmerican Bar Association.
24630. ‡aConsumer guide to understanding and protecting your credit rights.
264 1. ‡aChicago, Illinois : ‡bAmerican Bar Association, ‡c[2017].
264 4. ‡c©2017
300 . ‡avii, 128 pages ; ‡c26 cm
336 . ‡atext ‡btxt ‡2rdacontent
337 . ‡aunmediated ‡bn ‡2rdamedia
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5050 . ‡aYour rights when borrowing money -- Understanding the terms and total cost of credit --Shopping for credit cards -- Negotiating a home mortgage loan -- Mortgage servicing -- Negotiating a car loan -- Obtaining a student loan -- Credit card rights -- Prepaid cards -- Debit cards and electronic fund transaction -- Student loan rights -- Other types of loans --Your rights as a debtor -- The collection industry : debt buyers vs. original creditors -- What to do if your are a defendant in a collection lawsuit -- Defenses to collection claims -- Dealing with collection calls -- Credit and spending : avoid common mistakes and borrowing responsibly -- Your rights with respect to credit reports -- Improving your credit score -- When to hire a lawyer to deal with a credit report problem -- The scope and nature of identity theft crime --Safegarding your information from identity theft -- What to do if you are a victim of identity theft.
520 . ‡aThe vast majority of Americans obtain credit at some point in their lives. Over 75 percent of Americans have at least one credit card. Credit also includes home mortgages, car loans, and student loans. This book looks at the basic rights with respect to obtaining and protecting credit.
650 0. ‡aConsumer credit ‡xLaw and legislation ‡zUnited States. ‡0(CARDINAL)289879
650 0. ‡aConsumer protection ‡xLaw and legislation ‡zUnited States. ‡0(CARDINAL)289234
650 0. ‡aCredit cards ‡xLaw and legislation ‡zUnited States. ‡0(CARDINAL)449364
650 0. ‡aCredit ‡xLaw and legislation ‡zUnited States.
650 0. ‡aDebit cards ‡xLaw and legislation ‡zUnited States.
650 0. ‡aDebtor and creditor ‡zUnited States. ‡0(CARDINAL)439988
902 . ‡aMARCIVE 201909
902 . ‡aMARCIVE 201912
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